Recovering Compensation After Falling Cargo Accidents

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When you see a fully loaded flatbed truck in traffic, your instincts warn you to steer clear.

Perhaps you’ve seen a falling cargo tragedy on the evening news. Trucks often jackknife or overturn. Cargo becomes displaced and falls onto passing cars. These incidents damage vehicles in surrounding traffic and seriously or fatally injure their occupants. If you’ve heard only a single story about a cargo-related accident, it makes sense that you would want to keep your distance.

You don’t often see or hear about falling cargo accidents, but they happen every day. These mishaps occur when a shipper, loader, or trucker doesn’t know the rules or fails to follow them. Falling cargo often adds to the damage already caused due to serious truck crashes. Cargo-related accidents occur so frequently and cause so much damage, federal and state transportation regulations include securement rules to guide the loading process.

Horrific Accidents Often Begin With a Cargo Shift

When an improperly loaded truck makes it onto the highway, it doesn’t always end in tragedy. Sometimes a minor cargo shift causes a tractor and trailer to jackknife. At other times, poorly restrained cargo rumbles or slides enough to warn a driver to take action. You might have seen a trucker when he’s stopped and making cargo adjustments along the highway. He’s taking actions that might help prevent a serious accident.

When a trucker is intoxicated, fatigued, or simply distracted, he might not recognize that his cargo isn’t properly secured. Recognition is also a problem with inexperienced drivers. If an inexperienced trucker has the presence of mind to recognize the signs of shifting cargo, he won’t always know what to do.

What Is Cargo Securement?

The Federal Motor Carriers Safety Administration established North American cargo securement standards to prevent transport accidents. These guidelines provide systems for securing all types of cargo. FMCSA guidelines comply with both American and Canadian rules. Federal transportation statutes include formal securement regulations. States often include these same guidelines in state transportation statutes.

As these guidelines are critical to highway safety, they are integral to the commercial driver training, testing, and licensing process. The FMCSA publishes a Cargo Securement Handbook with simplified securement instructions for truckers.

Their primary purpose is to ensure that cargo is either “contained, immobilized, or secured.”

  • Securement guidelines describe 13 separate securement systems based on the cargo type.
  • They include 19 different securement devices: synthetic webbing, chain, rope, steel strappings, clamps, friction mats, etc.
  • The guiding principle explains that cargo should remain secure “…under all conditions that could reasonably be expected to occur in normal driving…”
  • These rules apply to all large trucks with a gross vehicle weight rating of over 10,000 pounds (4,500 kg).
  • A vehicle’s structure and equipment, tailgate, doors, tarpaulins, spare tires, etc., must also meet secure cargo standards:
  • Hauled cargo must not obstruct a trucker’s view or interfere with his movement or the vehicle’s safe operation.
  • Cargo must not leak, spill, blow off or fall, become dislodged, or shift in a way that affects the truck’s stability or maneuverability.

How Falling Cargo Accidents Occur

As the above guidelines suggest, failure to comply with FMCSA guidelines often causes a wide range of cargo mishaps and accidents. Bad weather, excessive speed, driver inexperience, and negligent driver actions often cause or worsen loading issues.

Sometimes a cargo shift releases an improperly secured load onto the road. At other times, an accident compromises the securement system, allowing cargo ejection.

Either way, these events cause injuries, vehicle damage, and financial losses due to lost or damaged cargo.

  • Flatbed Trucks: Some of the most serious accidents occur when heavy, improperly secured cargo falls from a flat flatbed trailer. Loads often include heavy equipment, machinery, large concrete pipes, logs, construction materials, salvaged cars, and other objects that require open-bed transport. When these heavy items fall into traffic, they can cause extreme damage and catastrophic injuries.
  • Loaded Trailers: Cargo accidents also occur when items leave an enclosed trailer due to a faulty or improperly engaged door or latch. The incidents begin with poorly loaded or secured cargo. The cargo sometimes shifts, rolls, or becomes dislodged when a driver turns, stops suddenly, or attempts a maneuver. Vehicles sometimes jackknife when cargo shifts. This causes cargo ejection or simply creates a sudden, unavoidable hazard for oncoming vehicles.
  • Dump Trucks: Dump truck drivers make numerous short trips to and from construction sites, landfills, and other work areas. Unlike flatbeds, dump trucks have sidewalls to hold loads in place. During short trips, drivers often leave the tops uncovered, not anticipating a problem. Depending on the load, a sudden stop or an unanticipated maneuver sometimes sends debris over the wall or tailgate and into traffic.
  • Specialty Haulers: Car haulers, animal haulers, and other specialty commercial trucks cause complicated problems when they lose their loads. They cause damage and injuries. While ejected animals rarely cause severe damage, they sometimes sustain serious or fatal injuries.

Who Is Responsible for a Falling Cargo Accident?

As with any type of accident involving commercial transport, several entities often share liability.

Truck Driver

Truckers have ultimate responsibility for a poorly secured load. Even when another company loads the cargo, the trucker must recognize and correct any improperly secured loads.

Transport Company

When a trucker has load securement issues while performing within the scope of his job, his employer/transport company is usually responsible. Depending on the jurisdiction, trucking companies often have a separate duty if they negligently entrust a truck and cargo to an irresponsible driver.

Loader/Shipper

Truckers don’t usually load their own vehicles. In many cases, they drive deadhead (without a load) or bobtail (without a trailer.) Depending on the contractual arrangement, the company shipping the cargo attaches its own trailer or loads the transport company’s trailer. In some cases, independent contractors complete the loading operations.

Do You Need a Lawyer if You’re Injured in a Falling Cargo Accident?

Yes. When a falling cargo accident causes damage and injuries, a truck accident attorney provides the assistance you need. Working out your own claim is never a good idea. Attorneys deal with truckers, transport companies, and insurers. They protect your legal rights while you focus on your recovery.

When you consult a truck accident lawyer, your initial meeting is complimentary. You have an opportunity to discuss your accident and find out more about your legal options.

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The timeline varies significantly depending on the complexity of your case, the severity of your injuries, how long your medical treatment takes, and whether the case settles through negotiation or goes to trial. Some cases resolve in a few months, while others can take a year or more.

Yes, under Texas's modified comparative fault rule, you can still recover damages even if you were partially at fault, as long as your fault is determined to be 50% or less. Your settlement amount would be reduced by your percentage of fault.

A settlement is an agreement reached between the injured party and the at-fault party (or their insurance company) outside of court. A verdict is the decision reached by a judge or jury after a case goes to trial.

Generally, compensation received for physical injuries and sickness in a personal injury settlement is not taxable by the IRS. However, punitive damages or compensation for lost wages (depending on how it's categorized) might be. It's always best to consult with a tax professional.

A lawyer helps you get a higher settlement by accurately valuing all your damages (including future medical needs and pain and suffering), gathering strong evidence, proving liability, handling all communications and negotiations with insurance companies, and being prepared to take your case to court if a fair settlement is not offered.

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At Kenny Perez Law, we bring all of these qualities to every personal injury case we handle. Our deep roots in the Rio Grande Valley community, combined with our proven record of success, make us the right choice for injury victims throughout Brownsville and surrounding areas.

  • Personal attention: You'll work directly with experienced attorneys, not paralegals or case managers
  • Bilingual services: Fully fluent English and Spanish communication at every stage
  • Transparency: Clear explanations of your case, options, and realistic expectations
  • Availability: We\'re here when you need us, including emergency situations
  • Compassion: We understand you\'re going through a difficult time and treat you with respect and empathy
  • Aggressive advocacy: We fight tirelessly for maximum compensation while insurance companies fight to minimize payouts
  • Over 300 five-star Google reviews from satisfied clients
  • Millions recovered for injured victims across the Rio Grande Valley
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  • Strong reputation among judges, opposing counsel, and the legal community

We have the resources to handle even the most complex personal injury cases:

  • Network of expert witnesses across multiple specialties
  • Advanced technology for case presentation and trial graphics
  • Financial resources to advance case costs during litigation
  • Relationships with medical providers who work on lien arrangements
  • Investigative capabilities to thoroughly document liability and damages

As a local firm with offices throughout South Texas, we\’re invested in this community:

  • We live here and raise our families here
  • We understand the challenges facing Rio Grande Valley residents
  • We're committed to making our community safer by holding negligent parties accountable
  • We support local organizations and give back to the community we serve
  • Personal attention: You'll work directly with experienced attorneys, not paralegals or case managers
  • Bilingual services: Fully fluent English and Spanish communication at every stage
  • Transparency: Clear explanations of your case, options, and realistic expectations
  • Availability: We\'re here when you need us, including emergency situations
  • Compassion: We understand you\'re going through a difficult time and treat you with respect and empathy
  • Aggressive advocacy: We fight tirelessly for maximum compensation while insurance companies fight to minimize payouts
  • Over 300 five-star Google reviews from satisfied clients
  • Millions recovered for injured victims across the Rio Grande Valley
  • Proven trial experience in Cameron County District Court
  • Successful outcomes in complex cases involving catastrophic injuries
  • Strong reputation among judges, opposing counsel, and the legal community

We have the resources to handle even the most complex personal injury cases:

  • Network of expert witnesses across multiple specialties
  • Advanced technology for case presentation and trial graphics
  • Financial resources to advance case costs during litigation
  • Relationships with medical providers who work on lien arrangements
  • Investigative capabilities to thoroughly document liability and damages

As a local firm with offices throughout South Texas, we\’re invested in this community:

  • We live here and raise our families here
  • We understand the challenges facing Rio Grande Valley residents
  • We're committed to making our community safer by holding negligent parties accountable
  • We support local organizations and give back to the community we serve

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