As soon as you suffer from a car accident, bills and expenses you weren’t expecting are guaranteed to hit you.
You’ll probably have to pay medical fees, fees to repair damage to your car, and many other bills. While you’ll need to pay these expenses off, you don’t want to pay for expenses that aren’t your responsibility. If you were in a car accident caused by someone else, taking the right steps can pay off.
All you have to do to get paid after a car accident is get in touch with a car accident lawyer in your area to see what compensation you can recover. A lawyer can help you gather evidence and build a case, so you can pay for your expenses with compensation from the one who caused your damages.
What Do I Do to Get Paid After a Car Accident?
After a car accident, there are a few steps you should take immediately to ensure you can get paid when the time is right.
To get paid, you’ll have to gather some important evidence at the accident scene and shortly afterward.
Let’s look at the immediate steps you should take after a car accident to make sure you get paid what you deserve.
- Call an ambulance. The first thing you should do after an accident is to call an ambulance to get the immediate medical attention you need. Even though you might not feel you have serious injuries at first, you may notice injuries manifesting later on after the initial shock from your crash has worn off. You’ll want a medical evaluation of the injuries you suffered because of the accident to get compensation for the treatment you’ll need.
- Call the police. According to the law, if you are in an accident that leads to injury or $1,000 or more in damage, you must report it to the police. The police must also write up a report, which will help determine who caused the accident.
- Take photos. You should photograph the accident scene, if possible, to record any injuries or property damage caused by the crash. You can also photograph the environment and road to show what environmental factors may have contributed to the crash.
- Talk to witnesses. Eyewitness evidence may be the most important part of proving who is at fault in an accident. Talk to witnesses at the scene to get their contact information. You can also ask for a written statement right there if you have time.
- Call your insurance company. You’ll need to report your accident to the insurance company even if it wasn’t your fault since they’ll likely have to help you cover initial costs. Just make sure you don’t say anything that would lead the insurance agent to believe you caused the accident.
- Call a car accident attorney. A personal injury attorney can help you sort out the evidence in your claim and determine what next steps to take to recover money after your accident.
- Keep records of bills and costs after the accident. You’ll need evidence of all economic losses you suffer after a crash. Keep medical bills and records and receipts from any repair to your car and documentation of lost income or other costs.
- If you follow these steps, you will have a much easier time getting paid after your car accident.
What Can I Get Paid for After a Car Accident?
In a typical car accident, you can get paid for economic and non-economic damages, or losses you suffer.
Here are the common damages you can claim after your car accident:
- Medical expenses, including present costs (emergency room visits, surgeries, etc.) and future costs (ongoing therapy, medication, etc.).
- Property damage expenses for repairs to your car or other property the crash damaged.
- Lost income, including both initial losses for the time you took off to recover and future losses if you can’t return to your job in the same capacity.
- Pain and suffering.
- Emotional distress or trauma such as PTSD.
- Loss of life enjoyment (e.g. if you can’t perform activities you used to love because of your injuries).
- Loss of consortium.
To receive payment for these damages, you must gather documentation of each loss and show this proof to the defendant and/or the judge and jury.
How Do I Negotiate with the Insurance Company for Payment After a Car Accident?
You’ve probably heard how hard it is to negotiate with an insurance company for payment after a car crash. Because insurance companies make money by earning more from their clients’ monthly payments than they have to pay out in settlements, they’ll always do their best to offer you the smallest settlement possible. However, you deserve more than the least they can give.
To effectively negotiate with an insurance company, hire a personal injury lawyer. Your lawyer will help you set the proper amount of compensation you should recover. They’ll probably give you a range from the amount you could recover to the smallest amount you should accept. They can help you determine how much you deserve based on the losses you’ve endured.
During negotiations, the insurance company of the defendant will make offers to you through your lawyer. You and your lawyer will discuss each settlement offer and decide whether you want to accept it. With help from your lawyer, you will either accept or reject the settlement. Eventually, you should be able to receive the settlement you deserve.
Because insurance companies hire professionals to negotiate settlements, hire a professional to help negotiate on your side. With support from a good lawyer, you won’t feel pressured to accept an unfair settlement, but will instead fight for what you deserve.
If you were in a car accident and need help negotiating a settlement to get paid, don’t hesitate to reach out to a car accident lawyer to pursue a just settlement in your claim.