Property owners throughout McAllen and Hidalgo County have a legal duty to maintain safe conditions for visitors. When they fail to repair hazards, provide adequate lighting, or warn of dangers—and someone gets hurt—they can be held liable. Kenny Perez Law has recovered over $75 million for injured Texans, including victims of unsafe property conditions at stores, restaurants, apartment complexes, and commercial properties across the Rio Grande Valley.
Whether you were hurt in a slip and fall at La Plaza Mall, injured by inadequate security at a shopping center, or harmed by a dangerous condition at a rental property, you have the right to pursue compensation. Kenny Perez is a McAllen premises liability lawyer who knows how property owners and their insurers try to avoid responsibility—and how to fight back.
With 300+ five-star Google reviews and recognition as “Best of the Best” in the Rio Grande Valley, Kenny Perez Law has the local knowledge and proven track record your case demands. Call (956) 305-5351 today for a free consultation. You pay nothing unless we recover compensation for you.
On This Page:
- What is premises liability
- Common property accidents in McAllen
- Types of dangerous conditions
- Who can be held responsible
- Proving property owner negligence
- Damages you can recover
- Texas premises liability laws
- How insurance companies respond
- Steps after a property injury
- Frequently asked questions
- Why choose Kenny Perez Law
What Is Premises Liability in McAllen, Texas?

Premises liability is the area of Texas law that holds property owners and occupiers responsible when unsafe conditions on their property cause injuries to visitors. This legal principle applies to virtually any type of property—retail stores, restaurants, hotels, apartment complexes, office buildings, parking lots, and private homes.
In McAllen and throughout Hidalgo County, property owners must maintain their premises in a reasonably safe condition. This includes regular inspections for hazards, prompt repairs when dangers are discovered, adequate warnings about known risks, and proper security measures to protect visitors from foreseeable criminal acts.
When property owners breach this duty and someone suffers injuries as a result, Texas law allows the injured person to seek compensation for medical bills, lost income, pain and suffering, and other damages. The property owner’s insurance typically covers these claims, though insurers frequently dispute liability and minimize the severity of injuries.
Kenny Perez Law handles premises liability cases throughout the Rio Grande Valley, from slip and falls at major retailers to catastrophic injuries caused by negligent security. We know what evidence to gather, which experts to consult, and how to build the strongest possible case against property owners who put profits ahead of safety.
Common Premises Liability Accidents in McAllen
McAllen’s retail centers, restaurants, apartment complexes, and commercial properties see thousands of preventable injuries each year. These are the most frequent types of property accidents our firm handles:
Slip and Fall Accidents
Wet floors without warning signs, freshly mopped surfaces, spilled liquids in grocery aisles, and tracked-in rainwater create serious fall hazards. McAllen’s major shopping destinations—including La Plaza Mall, 10th Street retailers, and Expressway 83 commercial centers—see regular slip and fall incidents. Store owners must inspect for hazards, clean up spills promptly, and warn customers about slippery conditions.
Trip and Fall Incidents
Cracked sidewalks, uneven pavement, broken steps, torn carpeting, exposed cabling, and cluttered walkways cause visitors to trip and fall. Property owners in McAllen must maintain walking surfaces in good repair and ensure proper lighting so hazards are visible. Parking lots and outdoor walkways require particular attention in commercial areas.
Violent crimes occurring on commercial property due to negligent security practices give rise to premises liability claims. If a property owner knew or should have known about criminal activity in the area but failed to provide adequate security measures—lighting, cameras, security guards, proper locks—they can be held responsible when customers or tenants are assaulted, robbed, or worse.
Swimming Pool Accidents
McAllen’s apartment complexes, hotels, and homeowners’ associations maintain numerous pools. Drownings, near-drownings, and slip and falls around pool areas often result from inadequate fencing, broken gates, lack of supervision, slippery pool decks, or failure to post proper depth warnings and safety rules.
Parking Lot Hazards
Potholes, broken concrete, inadequate lighting, lack of proper signage, and poor maintenance cause injuries in parking areas throughout McAllen. These accidents frequently occur at night when lighting deficiencies make hazards invisible until it’s too late.
Falling Merchandise and Objects
Improperly stacked products, overloaded shelves, unsecured displays, and poorly maintained buildings can result in items falling on customers. Retail stores and warehouses must ensure merchandise is safely secured and that overhead fixtures are properly maintained.
Elevator and Escalator Malfunctions
Multi-story buildings throughout McAllen rely on elevators and escalators. Lack of proper maintenance, delayed repairs, and code violations can lead to serious injuries when these systems malfunction.
Dog Bites on Property
When dogs attack visitors on residential or commercial property, the property owner may share liability with the dog owner, particularly if they knew an aggressive animal was present but failed to warn visitors or take protective measures.
No matter where your injury occurred or what type of hazard caused it, Kenny Perez Law can evaluate whether you have a valid premises liability claim. We offer free consultations to injury victims throughout Hidalgo County.
Proving Property Owner Negligence in Texas
Winning a premises liability case requires proving four key elements under Texas law. Your McAllen premises liability lawyer must demonstrate each of these to recover compensation:
The Property Owner Owed You a Duty of Care
Texas law categorizes visitors into three groups, each owed different levels of care. Invitees (customers, business visitors) receive the highest duty—property owners must inspect for hazards and make the premises reasonably safe. Licensees (social guests) are owed a duty to warn about known dangers. Tresppassers generally receive minimal protection, though exceptions exist for children and other circumstances.
The Property Owner Breached That Duty
This means the owner failed to meet their obligations. Common breaches include failing to conduct regular inspections, ignoring known hazards, neglecting necessary repairs, providing inadequate warnings, or failing to implement reasonable security measures. Kenny Perez Law works with property management experts and industry professionals who can testify about what reasonable owners should have done.
The Breach Directly Caused Your Injuries
You must prove a direct link between the property owner’s negligence and your injuries. If you slipped on a wet floor that lacked warning signs, and the store knew about the spill for 30 minutes but did nothing, causation is clear. We gather incident reports, witness statements, surveillance footage, and maintenance records to establish this connection.
You Suffered Actual Damages
Finally, you must have sustained real injuries and losses. Medical records, bills, wage statements, and expert testimony document the physical, financial, and emotional harm you’ve experienced. Minor injuries with minimal treatment may not justify a lawsuit, but serious injuries with significant medical expenses and lasting impacts warrant full legal action.
Property owners and their insurance companies challenge every element of your claim. They’ll argue you were trespassing, the hazard was “open and obvious,” they didn’t have notice of the danger, or you caused your own injuries through carelessness. This is why having an experienced property injury attorney in McAllen TX is critical.
Kenny Perez has handled hundreds of premises liability cases. We know how to counter insurance company defenses and present compelling evidence of property owner negligence.
Who Can Be Held Liable for Property Injuries?

Determining who’s legally responsible for a premises liability injury can be complex. Multiple parties may share liability depending on the property type and circumstances:
Property Owners
The individual or entity that owns the property typically bears primary responsibility for maintaining safe conditions. This includes retail chains, commercial landlords, homeowners, and property investment companies.
Property Management Companies
Many McAllen commercial properties are maintained by third-party management firms. If a management company was contractually responsible for inspections, repairs, and safety—and failed to meet those obligations—they may be liable alongside or instead of the owner.
Tenants and Lessees
Commercial tenants who lease space often assume responsibility for the safety of their specific leased areas. A restaurant renting space in a strip mall may be liable for slip and falls inside the restaurant, while the landlord remains responsible for common areas.
Maintenance Contractors
If a contractor’s negligent work created the hazardous condition—for example, a cleaning company that mopped floors without warning signs, or a repair company that left debris in walkways—they may share liability.
Security Companies
When a property hires security services and those services are inadequately performed, the security company may be liable for injuries resulting from criminal acts that should have been prevented.
Homeowner and Business Associations
HOAs and business improvement districts that control common areas must maintain those spaces safely. Failure to do so can result in association liability.
Identifying all potentially liable parties is important because it can increase the total insurance coverage available to compensate you. Texas law allows injured parties to recover from any defendant who bears responsibility, so having multiple defendants with multiple insurance policies improves your chances of full compensation.
Kenny Perez Law conducts thorough investigations to identify every party whose negligence contributed to your injuries. We’ve successfully held major retail chains, property management firms, landlords, and security companies accountable for unsafe conditions throughout the Rio Grande Valley.
Compensation Available in McAllen Premises Liability Cases
Texas law allows property injury victims to pursue several categories of damages:
Economic Damages
These are the measurable financial losses you’ve suffered:
- All medical expenses—emergency room, hospital stays, surgery, medication, physical therapy, and future medical care
- Lost wages from time you couldn’t work during recovery
- Lost earning capacity if your injuries prevent you from returning to your previous job or working at all
- Property damage to personal belongings damaged in the incident
- Home modifications if you’ve sustained disabilities requiring accessibility improvements
- Transportation costs for medical appointments and treatments
Non-Economic Damages
These compensate for subjective losses that don’t have price tags:
- Physical pain and suffering from your injuries
- Mental anguish, anxiety, and emotional distress
- Loss of enjoyment of life and inability to participate in activities you once loved
- Disfigurement and scarring from your injuries or necessary surgeries
- Loss of companionship if your injuries affect your relationship with your spouse
Punitive Damages
In rare cases involving gross negligence or intentional misconduct, Texas law allows punitive damages designed to punish the defendant and deter similar behavior. These might apply if a property owner knew about a serious hazard for months, received multiple complaints, yet deliberately ignored the danger for financial reasons.
The value of your case depends on injury severity, treatment duration, whether you’ve reached maximum medical improvement, the clarity of liability evidence, and how effectively your attorney presents your damages. Property owner insurance companies routinely undervalue claims, offering quick settlements that cover only a fraction of your actual losses.
Kenny Perez Law has recovered millions for premises liability victims by thoroughly documenting damages, consulting medical and economic experts, and refusing to accept inadequate offers. We’ve secured compensation for clients facing six-figure medical bills, permanent disabilities, and life-altering injuries.
Don’t let insurance adjusters tell you what your case is worth. Contact Kenny Perez Law for an honest assessment based on our decades of combined experience with Texas property injury claims.
Texas Premises Liability Laws You Need to Know

Several Texas statutes and legal doctrines directly affect premises liability cases in McAllen:
Two-Year Statute of Limitations
Texas Civil Practice & Remedies Code § 16.003 requires most personal injury lawsuits to be filed within two years of the accident date. Miss this deadline and you lose your right to compensation, no matter how strong your case. Some exceptions exist, but waiting too long is one of the biggest mistakes injury victims make.
Comparative Fault Rule
Texas follows modified comparative negligence under Civil Practice & Remedies Code § 33.001. If you’re found partially at fault for your injuries, your compensation is reduced by your percentage of fault. If you’re 51% or more responsible, you recover nothing. Insurance companies exploit this by claiming you weren’t watching where you were going, ignored obvious hazards, or wore inappropriate footwear.
Notice Requirements
To hold a property owner liable, you must typically prove they had actual or constructive notice of the dangerous condition. Actual notice means they knew about the hazard. Constructive notice means the hazard existed long enough that reasonable inspections would have discovered it. This is where incident reports, maintenance logs, and prior complaints become critical evidence.
Open and Obvious Doctrine
Property owners may escape liability if the hazard was so obvious that a reasonable person exercising ordinary care would have noticed and avoided it. Insurance companies love this defense, claiming that spills, cracks, and obstacles were “plainly visible.” However, even open and obvious hazards can be unreasonably dangerous, and property owners still have duties in many circumstances.
Recreational Use Statute
Texas has special rules limiting landowner liability when people use property for recreational purposes without paying a fee. This primarily affects rural land but can apply to certain urban scenarios.
Dram Shop Laws
While not strictly premises liability, Texas’s dram shop law allows injury victims to sue bars, restaurants, and other alcohol vendors when over-service of alcohol leads to injuries. These cases often overlap with premises liability claims.
Understanding how Texas law applies to your specific accident is complicated. Property owner defense attorneys use every available statute and legal doctrine to deny or minimize your claim. Having a landowner negligence attorney in McAllen who knows these laws inside and out levels the playing field.
How Property Owner Insurance Companies Fight Your Claim
Insurance adjusters handling premises liability claims employ predictable tactics to reduce what they pay:
Quick Lowball Settlement Offers
Within days of your accident, you may receive a settlement offer. It will seem substantial at first—until you compare it to your actual medical bills and realize it covers only a fraction of your losses and nothing for future expenses, lost wages, or pain and suffering. Once you accept and sign a release, you cannot pursue additional compensation even if your injuries worsen.
Blaming You for Your Injuries
Adjusters will suggest you were distracted, not paying attention, wearing inappropriate shoes, intoxicated, or ignoring warning signs. They’ll scrutinize your social media for photos that contradict your injury claims. Every statement you make will be analyzed for admissions of fault.
Claiming No Notice of the Hazard
Insurers will argue the dangerous condition appeared moments before your accident, giving the property owner no opportunity to discover or fix it. They’ll demand proof of how long the hazard existed—which is why incident scene photos, witness statements, and surveillance footage are so important.
Arguing the Hazard Was Obvious
The defense will claim any reasonable person would have seen the spill, crack, or obstacle and walked around it. They’ll use photos taken after the incident in different lighting conditions to suggest the hazard was plainly visible when you may have encountered it in shadows or poor lighting.
Disputing Injury Severity
Insurance doctors will review your medical records looking for pre-existing conditions they can blame for your symptoms. They’ll claim your injuries are minor and your treatment is excessive. They’ll demand you see their doctors for “independent” medical examinations designed to minimize your injuries.
Delaying Your Claim
Insurers know financial pressure builds as medical bills pile up and you miss work. They’ll request endless documentation, schedule depositions months out, and slow-walk negotiations hoping you’ll accept less just to pay your bills.
Using Recorded Statements Against You
Adjusters will call asking for a recorded statement about the accident “just to understand what happened.” Every word you say can and will be used to deny or reduce your claim. You have no legal obligation to provide recorded statements to property owner insurers.
Kenny Perez Law handles all communication with insurance companies from day one. We know their playbook because we’ve seen it hundreds of times. Our job is protecting you from these tactics while building the strongest possible case for maximum compensation.
Steps to Take After a Property Injury in McAllen
The actions you take immediately after an accident significantly impact your ability to recover compensation:
Get Medical Attention Immediately
Even if injuries seem minor, see a doctor the same day if possible. Some serious injuries don’t show symptoms for hours or days. Delaying treatment gives insurers ammunition to claim your injuries weren’t caused by the accident or aren’t serious. Go to the emergency room, an urgent care facility, or your primary care physician—but go.
Report the Incident to Property Management
If you’re injured at a store, restaurant, or commercial property, report it to a manager immediately and insist they complete an incident report. Get a copy if possible, or at least the report number. If you’re at a private residence, document who you notified about the accident.
Photograph Everything
Use your phone to photograph the exact hazard that caused your fall or injury. Capture wide shots showing the area and close-ups of the specific danger. Photograph your injuries, torn clothing, damaged belongings. Take pictures of poor lighting, lack of warning signs, broken handrails—anything relevant. These photos become critical evidence because property owners often repair hazards within hours of accidents.
Get Witness Information
Anyone who saw your accident or can describe the hazardous condition is valuable. Get names and phone numbers. Ask them to briefly describe what they saw and whether they’d noticed the hazard before your accident.
Preserve Your Clothing and Belongings
Don’t wash or repair clothing torn or stained in the accident. Don’t fix or discard damaged personal items. These serve as evidence of impact and injury severity.
Keep All Medical Records and Bills
Save every piece of paper related to your medical treatment. Keep a journal documenting your pain levels, limitations, missed activities, and how injuries affect your daily life. This contemporaneous documentation is powerful evidence.
Do Not Post on Social Media
Insurance companies monitor Facebook, Instagram, and other platforms. A single photo of you smiling at a family gathering will be presented as proof you’re not really hurt, even if you’re on pain medication and left early because you couldn’t sit comfortably.
Contact Kenny Perez Law Before Talking to Insurance
Call us before giving any statements to property owner insurance companies. We offer free consultations and can advise you on protecting your rights even if you’re not sure you need an attorney yet. Initial conversations with insurers often damage claims in ways that can’t be undone.
Time is critical in premises liability cases. Evidence disappears, witnesses forget details, surveillance footage gets erased, and hazards get repaired. Call (956) 305-5351 today for a free case evaluation.
Why Choose Kenny Perez Law for Your McAllen Premises Liability Case

When property owner negligence leaves you injured, you need an attorney who knows McAllen, understands Texas premises liability law, and has the track record to prove it:
$75+ Million Recovered for Injured Texans
We’ve secured significant compensation for clients facing six-figure medical bills, permanent disabilities, and catastrophic injuries. Our results demonstrate our ability to handle complex property injury cases against major insurers.
300+ Five-Star Google Reviews
Kenny Perez Law has more positive client reviews than any other personal injury firm in the Rio Grande Valley. Hundreds of satisfied clients have shared their experiences working with our team—real people who trusted us with their cases and were glad they did.
Deep Rio Grande Valley Roots
Kenny Perez was born and raised in Port Isabel and built his practice in Brownsville. He knows McAllen, understands the local courts, and has established relationships with the medical providers, experts, and professionals your case requires. This isn’t a big-city firm parachuting in for high-value cases—this is your neighbor fighting for your rights.
Recognized as “Best of the Best”
Kenny Perez has been named “Best of the Best” attorney in the Rio Grande Valley and recognized as a Top 40 Lawyer Under 40 in Texas. These honors reflect both results and reputation within the legal community.
Bilingual Legal Services
Kenny Perez speaks Spanish fluently and so does our entire staff. Whether you’re more comfortable in English or Spanish, you’ll receive the same quality representation without language barriers. We ensure Spanish-speaking clients fully understand their rights, their case, and every decision they’re asked to make.
No Fee Unless We Win
Kenny Perez Law works on contingency. You pay no upfront fees, no retainers, and no hourly charges. We cover all case expenses—expert witnesses, medical record retrieval, investigation costs. You owe us nothing unless we recover compensation for you. When we win, our fee comes from the settlement or verdict, not your pocket.
Personalized Attention to Every Client
You’re not a case number here. Kenny Perez personally reviews every case, and you’ll have direct access to your legal team throughout the process. We return calls promptly, answer questions clearly, and keep you informed at every stage.
Trial-Ready Representation
While many premises liability cases settle, insurance companies only offer fair settlements to attorneys they know will go to trial if necessary. Kenny Perez has tried cases throughout South Texas and built a reputation as an attorney who won’t back down. That reputation gets our clients better offers.
Serving All of Hidalgo County and Beyond
Our McAllen premises liability practice extends throughout Hidalgo County—Mission, Edinburg, Pharr, Weslaco, Donna, Alamo, and surrounding communities. We also represent clients injured in Cameron County, Willacy County, Starr County, and throughout the Rio Grande Valley.
Whether you were hurt at a major retail chain, a local restaurant, an apartment complex, or any other property in McAllen, Kenny Perez Law has the experience and resources your case demands.

