Who Pays Medical Bills in a Car Accident

Who Pays Medical Bills in a Car Accident? How to Pursue Possible Compensation for Your Damages

Car accident victims generally experience immense pain and immediate medical costs. If the car accident you experienced resulted from another driver’s negligence, you may want to contact an attorney.

An insurance claim or lawsuit involves a complex process for which you need an experienced car accident lawyer. Severe injuries demand a dedicated focus on your medical care. Consider getting the legal help you need to take on reluctant and sometimes aggressive insurance companies.

Negligence and Liability for Car Accident Injuries

A severe car accident caused by the negligent actions of another driver can cause you financial stress. In addition, a long recovery may prevent you from working now and, in some cases, forever. Your inability to earn a living due to someone else’s careless actions is unfair and demands justice.

The following types of negligent behavior typically make a reckless driver liable for your damages:

  • Drunk or drugged driving
  • Texting or other distractions inside or outside of the vehicle
  • Speeding and other forms of aggressive driving
  • Drowsy driving due to medication, a lack of rest, or other related issues

A dangerous driver changes your life in a second. The severe injuries you suffered may require a lifetime of medical and personal care. Paying for such care is the responsibility of the negligent driver.

How Pursuing Compensation Works

An insurance company for the responsible party may offer you an early settlement and pressure you to sign it.

The insurance adjuster’s goal is to settle with you:

  • Before you contact a lawyer
  • For the least amount possible

The ultimate goal of the insurance company is to protect its best interests. Hiring a personal injury lawyer is the best way to protect yours. Lawyers can quickly identify insurance company strategies designed to underpay or not pay accident victims the compensation they deserve.

The lawyer you hire can negotiate with the insurance company for a fair settlement. Each personal injury case is different, and compensation is never promised nor guaranteed. However, settling for less than you deserve now can impact your access to medical care later.

What many accident victims do not realize is that accepting a settlement closes your claim. Therefore, there is no chance of pursuing additional compensation later because you agreed to the amount they paid you.

A personal injury lawyer possesses the experience and knowledge of civil law crucial for pursuing compensation. Any attempt to manage negotiations on your own can leave you frustrated and without the funds necessary for your care.

If negotiations fail, your lawyer may take your case to trial. While most car accident cases settle outside of court, some go before a judge and jury.

Types of Compensation Possible for Car Accident Injuries

There is typically no quick recovery from a severe or catastrophic injury.

A traumatic car accident can leave you with one or more of the following injuries, all of which require extensive medical care:

  • Broken bones
  • Brain injury
  • Spinal cord injury
  • Internal injuries
  • Burns

While not a complete list, these types of injuries can result in permanent harm. Your inability to work can create much anxiety as your medical costs grow. Paying for these costs is the responsibility of the liable driver and not you.

Most car accident plaintiffs fight for the following types of compensation:

  • Medical costs: expenses relating to your immediate care, such as transport from the scene, along with hospital and doctors’ fees
  • Ongoing medical costs: Costs associated with your long-term medical care needs, like that of rehabilitation and therapy
  • Lost wages: The income you missed due to your hospital stay and recovery
  • Future earnings: The income possible if your injuries prevent you from returning to your job
  • Pain and suffering: The overall impact on your quality of life

Each personal injury case is different, and the outcome of your case depends upon a variety of factors. For example, in cases involving wrongful death, you may fight for compensation for such damages as final medical expenses and funeral costs.

The Timeline for Your Car Accident Case

There is no quick fix to your current situation. However, you must do so quickly if you wish to pursue civil action against the responsible party. The statute of limitations sets a strict deadline for filing your lawsuit.

If you miss the deadline, there are generally no second chances to file again. Suffering severe injuries or a devastating loss can cause anyone to lose track of time.

You have enough on your mind without the stress of your case. A lawyer can keep you informed so that you never wonder about the status of your case. The lawyer you hire is on your side throughout the legal process.

A Car Accident Lawyer Can Help You Pursue Compensation

No driver has the right to abuse their driving privileges or to violate traffic laws. However, if another driver acted negligently, consider holding them accountable for their careless actions. Your legal action against them may just prevent them from repeating such dangerous behavior behind the wheel.

A car accident lawyer typically works on a contingency-fee-basis, so they do not get paid unless you win. This knowledge, combined with a free case evaluation, leaves you nothing to lose by reaching out to a lawyer today.

The split-second another driver crashes into you is the moment your life changes forever. This is not only unfair but worthy of a strong fight for compensation.

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