Types of Car Accidents

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Last Updated: August 2, 2025

In the United States, car accidents constitute one of the leading causes of death. Factors ranging from human error to road conditions cause many different car accidents. Sometimes, multiple drivers making poor decisions can cause an accident, but often the actions of one driver can cause an accident. In either case, you should know the right steps to take after an accident to start recovering as soon as possible.

Eight Types of Car Accidents and Their Causes

The Centers for Disease Control and Prevention (CDC) reports that car accidents constitute the most common cause of death in the United States, killing over 100 people every single day. While teen drivers face three times the risk of dying in a fatal crash than do adults, all people face a certain amount of risk. As a result, between 30,000 and 40,000 people die every year in car accidents in the United States.

Car accidents cause significant financial stress in the United States. In Texas, for example, car accidents cost n average of $5.7 billion a year. In the United States, injured individuals lost about $55 billion in medical expenses and lost work every year due to accidents.

Many types of car accidents exist, and they stem from many different causes. Most often, human error of some kind leads to an accident. Let’s look at some of the most common types of car accidents and what usually causes them.

1. Rear-End Crashes

Rear-endings result when one driver runs into the back of a leading car. Most commonly, the driver who rear-ends the other car causes the accident, though cases do exist in which the driver in front failed to signal or stopped too suddenly and caused the crash. Most rear-ending crashes result from drivers who tailgate or drive while distracted and fail to pay attention to the other cars in the vicinity.

2. Head-On Collisions

Head-on collisions constitute some of the most devastating of all accidents. These accidents usually result from drivers attempting to pass other cars in unsafe passing zones or who swerve into another lane to avoid something on the roadway. These accidents can also result from distraction, in which a driver drifts into the opposite lane while texting or performing some other distracting action. One or multiple drivers can cause this type of accident, but fault depends a lot on the circumstances.

3. T-Bone Crashes

T-bone accidents result when a driver runs into the side of another vehicle. These accidents most commonly occur when vehicles fail to yield to each other, as when a car turns left in front of an oncoming vehicle or attempts to enter a roadway without yielding to oncoming traffic or stopping at a stop sign. Again, one or more drivers may contribute to a T-bone crash, depending on the circumstances.

4. Rollover Accidents

Rollover accidents commonly involve only one vehicle flipping onto its side or top. A driver may hit something on the roadway, slip on ice or snow, or swerve sharply and roll the vehicle. Sometimes, a vehicle may roll after being T-boned or sideswiped by another car. Tragically, rollover accidents involve high fatality rates.

5. Sideswipe Accidents

Sideswipe accidents usually happen when one vehicle drives too close to another and swipes it. These kinds of accidents commonly occur on multi-lane roadways, such as freeways, especially when drivers fail to check their blind spots before changing lanes. Drivers of cars that endure a sideswipe collision often veer off the road and could roll over or hit other vehicles.

6. Hit and Run or Phantom Accidents

In hit-and-run accidents, one vehicle will hit another vehicle, pedestrian, or cyclist, and drive away without stopping to take stock of the damage caused. Hit-and-run drivers act incredibly irresponsibly and negligently, and courts usually find them at fault in accidents. Phantom accidents may appear similar to hit-and-runs but usually don’t result directly from one car hitting another. Instead, a car may swerve into another lane, causing another vehicle to swerve off the road or hit something else. Phantom drivers generally don’t notice or care that they caused a crash.

7. Multi-Car Accidents

Multi-car accidents may result from several drivers failing to pay attention to the roadway and other vehicles on it. In many cases, these accidents occur after a rear-ending when drivers following the crash fail to notice it and run right into the accident scene.

8. Off-Road Accidents

Off-road accidents occur when a driver hits something off the road, such as a barrier or a tree. Many of these accidents occur because a driver felt distracted or had to turn suddenly to avoid something on the road. These accidents may also occur in parking lots if a driver doesn’t yield the right of way or turns in the wrong direction.

How to Determine Fault and Compensation in a Car Accident

You need to prove that the other driver caused the accident to successfully recover compensation for the injuries and damages you suffered.

To help with this process, after a car accident:

  • Get witness statements and contact information
  • Take photos of the accident scene
  • Make sure the police file an official report of what happened and who acted wrongly
  • Contact a car accident lawyer to help you with your case

You can claim compensation for economic and non-economic damages, including:

To claim compensation for these damages, caused by another’s poor driving decisions, you must prove the other driver’s negligence, which you can do in the form of photos, medical bills and records, and other important bills or papers.

A personal injury lawyer will help you gather the information you need to effectively prove that another driver caused your injuries and should pay you for your damages. If you sustained injuries in a car accident and need help recovering money to pay for your bills, reach out to a car accident lawyer for a free consultation as soon as possible.

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The timeline varies significantly depending on the complexity of your case, the severity of your injuries, how long your medical treatment takes, and whether the case settles through negotiation or goes to trial. Some cases resolve in a few months, while others can take a year or more.

Yes, under Texas's modified comparative fault rule, you can still recover damages even if you were partially at fault, as long as your fault is determined to be 50% or less. Your settlement amount would be reduced by your percentage of fault.

A settlement is an agreement reached between the injured party and the at-fault party (or their insurance company) outside of court. A verdict is the decision reached by a judge or jury after a case goes to trial.

Generally, compensation received for physical injuries and sickness in a personal injury settlement is not taxable by the IRS. However, punitive damages or compensation for lost wages (depending on how it's categorized) might be. It's always best to consult with a tax professional.

A lawyer helps you get a higher settlement by accurately valuing all your damages (including future medical needs and pain and suffering), gathering strong evidence, proving liability, handling all communications and negotiations with insurance companies, and being prepared to take your case to court if a fair settlement is not offered.

The Kenny Perez Law Difference

At Kenny Perez Law, we bring all of these qualities to every personal injury case we handle. Our deep roots in the Rio Grande Valley community, combined with our proven record of success, make us the right choice for injury victims throughout Brownsville and surrounding areas.

  • Personal attention: You'll work directly with experienced attorneys, not paralegals or case managers
  • Bilingual services: Fully fluent English and Spanish communication at every stage
  • Transparency: Clear explanations of your case, options, and realistic expectations
  • Availability: We\'re here when you need us, including emergency situations
  • Compassion: We understand you\'re going through a difficult time and treat you with respect and empathy
  • Aggressive advocacy: We fight tirelessly for maximum compensation while insurance companies fight to minimize payouts
  • Over 300 five-star Google reviews from satisfied clients
  • Millions recovered for injured victims across the Rio Grande Valley
  • Proven trial experience in Cameron County District Court
  • Successful outcomes in complex cases involving catastrophic injuries
  • Strong reputation among judges, opposing counsel, and the legal community

We have the resources to handle even the most complex personal injury cases:

  • Network of expert witnesses across multiple specialties
  • Advanced technology for case presentation and trial graphics
  • Financial resources to advance case costs during litigation
  • Relationships with medical providers who work on lien arrangements
  • Investigative capabilities to thoroughly document liability and damages

As a local firm with offices throughout South Texas, we\’re invested in this community:

  • We live here and raise our families here
  • We understand the challenges facing Rio Grande Valley residents
  • We're committed to making our community safer by holding negligent parties accountable
  • We support local organizations and give back to the community we serve
  • Personal attention: You'll work directly with experienced attorneys, not paralegals or case managers
  • Bilingual services: Fully fluent English and Spanish communication at every stage
  • Transparency: Clear explanations of your case, options, and realistic expectations
  • Availability: We\'re here when you need us, including emergency situations
  • Compassion: We understand you\'re going through a difficult time and treat you with respect and empathy
  • Aggressive advocacy: We fight tirelessly for maximum compensation while insurance companies fight to minimize payouts
  • Over 300 five-star Google reviews from satisfied clients
  • Millions recovered for injured victims across the Rio Grande Valley
  • Proven trial experience in Cameron County District Court
  • Successful outcomes in complex cases involving catastrophic injuries
  • Strong reputation among judges, opposing counsel, and the legal community

We have the resources to handle even the most complex personal injury cases:

  • Network of expert witnesses across multiple specialties
  • Advanced technology for case presentation and trial graphics
  • Financial resources to advance case costs during litigation
  • Relationships with medical providers who work on lien arrangements
  • Investigative capabilities to thoroughly document liability and damages

As a local firm with offices throughout South Texas, we\’re invested in this community:

  • We live here and raise our families here
  • We understand the challenges facing Rio Grande Valley residents
  • We're committed to making our community safer by holding negligent parties accountable
  • We support local organizations and give back to the community we serve

Contact Kenny Perez Law Today

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